Here’s What You Should Do After an Auto or Trucking Accident

First 10 Minutes, First 10 Hours After a Road Accident

Road ReflectorAssemble an accident kit for your trunk.

The key to keeping it together after a crash is to prepare before an accident occurs. Start by assembling an accident kit for your car and keep it in your trunk. Include basic medical supplies, a pen and paper for notes, and medical alert cards for any family member with allergies or other medical conditions. Download our free 10 Minutes, 10 Hours guide here and keep one in your wallet, handbag or glove box. Then:

First 10 Minutes

  1. Stay calm – assess the health and safety of your passengers before you do anything else.
  2. Call 9-1-1 immediately if you or anyone else in your car is injured.
  3. Get out of harm’s way – if property damage is minor and you can do so safely, move cars and people out of traffic.
  4. Turn hazard lights on to warn other drivers.
  5. Exit your vehicle safely and check on the drivers and passengers in other vehicles for injuries. Make sure help is on the way, if necessary.
  6. Call police even if the accident is minor and there are no injuries. Don’t leave until they arrive.
  7. Be polite, don’t blame others, and don’t admit fault.
  8. Take pictures with your cell phone camera if it’s safe to do so.
  9. Exchange basic information with other drivers: name, address, phone number, license plate number, driver’s license number and insurance company details. But DON’T discuss blame or any other specific details about the accident.
  10. Ask witnesses for names, phone numbers and addresses.

First 10 Hours

Insurance FormRecord details about the accident ASAP.
  1. Secure vehicle for transport; remove valuables or other personal items.
  2. Seek medical attention as soon as possible if you were injured, even if you think your injuries are minor.
  3. Write notes for your records on everything about the accident, including weather, time, location, statements made, etc.
  4. Contact your insurance agent.
  5. Revisit the accident scene and take photos. Look for skid marks or anything else that seems important.
  6. Photograph your injuries if they are visible.
  7. Obtain police reports as soon as they are available.
  8. Evaluate damage to your car and get repair estimates.
  9. Contact your employer if you cannot work.
  10. Contact your attorney …
  • If you are injured and/or there is extensive property damage;
  • Before providing any information to an adjustor from another driver’s insurance company;
  • If anyone is pressuring you into a quick settlement; and,
  • Before the time period allowed for filing a claim (called the statute of limitations) expires.

Shady Retailers Use E-Commerce Sites to Sell Dangerous Products

Shady Retailers Use E-Commerce Sites to Sell Dangerous Products

Shopping Online
Amazon reported that this year’s holiday shopping season has been the biggest in its history.

The COVID-19 pandemic has completely upended the daily lives of almost every world citizen, and how we shop has been no exception. The closures of brick-and-mortar retail stores combined with access to online e-commerce and delivery has altered American shopping habits drastically. According to Forbes magazine, online shopping rose 77% compared to last year. Big retailers like Amazon, Walmart and eBay saw huge jumps in online sales at the beginning of the pandemic, and those numbers aren’t slowing down.

The problem with these giant online marketplaces, and with Amazon in particular, is that third-party sellers can use these platforms to hawk their wares with little oversight or regulation. And it’s those third-party sellers that are putting children at risk with dangerous, poorly made counterfeit toys that do not follow the rigorous safety standards governing most toys sold in brick-and-mortar stores.


Beware of Third-Party Toy Sellers

Third-party sellers utilizing giant retailers to promote their wares can ship products from anywhere in the world directly to the purchaser, bypassing the many laws put in place to protect children from harmful toys. For example, one young child had emergency surgery and parts of his colon and intestines removed after accidentally swallowing magnets from a toy that broke open. The toy turned out to be a counterfeit, created and sold from a Chinese company using Amazon’s third-party seller system.
An investigation by The Wall Street Journal found over 4,000 products on that have been declared unsafe by federal agencies, are deceptively labeled or are banned by federal regulators. When shopping online using Amazon, Walmart or other large retailers that allow third-party sellers, confirm who is actually sending the product by looking for the following information:
  • Ships from and sold by [Name of Third-Party Seller]: The product is sold by the third-party seller and shipped directly to you. The product may have been made in a country that does not regulate materials or manufacturing. This is the most common way that counterfeit toys are purchased.
  • Sold by [Name of Third-Party Seller] and Fulfilled by Amazon: A third-party seller ships the product to Amazon’s warehouses, which then ships it to you without confirming that the product is authentic beforehand.
  • Ships from and sold by Amazon sells the product, so it should be legitimate. This does not mean that you won’t receive a counterfeit product, but it is the option with the least likely chance.

Tips for Buying Toys Online

There are a lot of ways to “screen” the toys you buy online before handing them off to little ones. Follow these suggestions to help keep their holiday season as joyful as possible:

  • Know who is selling the product. The best way to avoid counterfeit products is to know who exactly is selling them. Avoid third-party shippers if possible.
  • Look up the seller. If the product isn’t coming from the retailer, do some research on the seller. Look at the seller’s product page, check out their profile and Google them.
  • Read reviews and look for fakes. Businesses may create dummy accounts to purchase products and then review them. Watch out for a lot of positive reviews within a few days, poor spelling and grammar, similarly staged user photos or photos pulled from another website.
  • You get what you pay for. The reason many of these products are cheaper is because they haven’t been tested or certified. If the price looks too good to be true, it probably is.

As Opioid Epidemic Rages On, Children Are Hidden Casualty

Before COVID-19, Americans were fighting another public health crisis: opioid abuse and addiction. Often pushed off the front pages by the pandemic, the opioid crisis didn’t go away. Millions of Americans continue to struggle with the ripple effect on their families, friends and communities. But the profound challenges facing one very important group are often hidden from view: the children caught in the middle. With signs that the stress associated with the COVID pandemic may be fueling a new surge in drug use, it’s time for a closer look at this growing national problem.



Nearly half of all U.S. mothers were prescribed opioid painkillers over the past decade following their birth experience.


Addicted Parents, Absent Caregivers, Lost Kids

Thousands of children are in foster care or living with other family after parents lose their battle with opioids.



This guide can help your protect teens from opioid abuse now and as they transition into adulthood.